iOS 27: Practical AI features coming to your iPhone

At Apple’s Worldwide Developers Conference 2026, the Siri AI overhaul grabbed headlines, but iOS 27 brings many other AI enhancements woven into existing apps. The goal is to make the software smarter in everyday situations, not just improve chatbot interactions.

One of the most anticipated features is bill splitting using Apple Cash. Users take a photo of a restaurant receipt, and Apple Intelligence extracts key details like ordered items, tip, and total. You can then select your items and send a request to a group chat, where others pick their items and pay with a double-click, just like any other Apple Cash transaction.

Password management gets smarter: if a password appears in a data breach, iOS 27 automatically updates it to a new, secure version by signing into the website on your behalf.

The Messages app gains one-tap suggestions. For example, if a friend asks you to bring something, the AI may offer to add it to reminders; if you need to share photos, it will suggest relevant images based on keywords, locations, and people in your Photos Library.

Call context eases calls to customer service by displaying necessary information—like an airline reservation code—on the call screen, using data pulled from Mail entirely on-device for privacy.

Calendar events can be added or changed by simply typing in natural language. AI automatically picks out contacts and locations.

Shortcuts become more accessible: users can just describe what they want to do (e.g., automatically text your partner your ETA when leaving work).

The Home app reduces notification spam by grouping related actions into a single alert. It also helps search for important video clips.

Safari’s tab organizer automatically groups open tabs into topics, such as travel planning. All processing is on-device, and Apple does not access browsing data.

These features are live in the developer beta, with a public beta coming soon and a general release later this fall.