Polish farmers' debts to social insurance fund KRUS top 205 million zlotys
Data from Poland's farmers' social insurance fund KRUS show 78,461 accounts in arrears on 30 June 2026, with total debt above 205 million zlotys. The number of indebted accounts rose by 14,413 in six months.
Farmers in Poland are falling further behind on their social insurance contributions. According to KRUS (Kasa Rolniczego Ubezpieczenia Społecznego, the Agricultural Social Insurance Fund that administers farmers' pensions and other benefits), 78,461 farmer accounts carried arrears on 30 June 2026. The total outstanding amount was 205,570,435.13 zlotys.
Change over six months
At the end of December 2025, KRUS recorded 64,048 accounts in debt, totalling 192,900,166.14 zlotys. In the first half of 2026 the number of indebted accounts therefore grew by 14,413, while the sum owed increased by roughly 12.7 million zlotys.
The fund stresses that it reported accounts rather than individuals, so the exact number of farmers in arrears is unknown. The figures also exclude the accounts of local government heads, namely village heads, mayors and city presidents.
Instalment plans
One way to settle a debt is an instalment agreement with KRUS. In 2025 the fund signed 4,250 such agreements covering 23,008,832.51 zlotys. In the first half of 2026 a further 2,490 agreements were concluded, worth 14,471,697.71 zlotys.
As of 30 June, debts covered by instalment agreements stood at 38,975,192.13 zlotys. At the end of December of the previous year the figure was 38,948,115.39 zlotys.
Contribution rates
In the fourth quarter of 2026 the basic monthly social insurance contribution for farmers is 256 zlotys. Of this, 178 zlotys is the pension and disability contribution, and 78 zlotys covers accident, sickness and maternity insurance. Farms larger than 50 conversion hectares pay additional pension and disability contributions. The health insurance contribution is a separate payment.
