BalticsPublished: 27 July 2026 at 09:38

Average interest rate on new housing loans in Estonia rises to 4.06%

In June, the average interest rate on new housing loans to individuals in Estonia reached 4.06%, up 0.04 percentage points from May and 0.53 percentage points year-on-year.

According to the Bank of Estonia, the average interest rate on new housing loans granted to individuals stood at 4.06% in June. This represents an increase of 0.04 percentage points compared to the previous month and a rise of 0.53 percentage points compared to June last year.

The total volume of new housing loans issued in June amounted to €247 million. This is €7 million more than in May but €25 million less than in the same month last year.

The outstanding loan and lease portfolio of Estonian households reached €16 billion in June, marking an 8% increase year-on-year.

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